Comparing 444-day FD schemes: Which financial institution provides what fee? Check particulars – OXBIG NEWS NETWORK-OxBig News Network

Several banks have lately decreased their fixed deposit interest rates, with quite a few banks introducing specialised 444-day FD schemes that includes aggressive charges. These time-limited choices search to attract depositors on the lookout for enhanced returns in a fluctuating rate of interest local weather. Below is a complete evaluation of schemes from 4 main banks, as quoted by Economic Times.SBI’s “Amrit Vrishti” delivers a 6.85% annual rate of interest for normal prospects. Senior residents obtain 7.35% yearly, whereas tremendous senior residents (80 years and above) take pleasure in 7.45% each year. These charges commenced from May 16, 2025.Canara Bank’s 444-day deposit scheme provides 7.25% yearly curiosity for normal prospects (deposits below Rs 3 crore), with senior residents receiving 7.75% each year. This programme started on April 10, 2025.The “Square Drive Deposit Scheme” from Bank of Baroda offers 7.10% annual curiosity. Senior residents qualify for 7.60%, and tremendous senior residents (80 years and above) can earn 7.70% yearly. These charges took impact from May 5, 2025.Indian Bank’s “IND SECURE” scheme spans 444 days, providing common prospects 7.15% yearly curiosity. Senior residents obtain 7.65%, while tremendous senior residents (80 and above) can safe 7.90% each year. This scheme stays accessible till September 30, 2025.Key particulars (Source: Bank web sites as on May 20, 2025)Scheme: Amrit VrishtiTenure: 444 DaysRates: 6.85 per cent (General), 7.35 per cent (Senior), 7.45 per cent (Super Senior)Effective: From May 16, 2025Scheme: 444-Day FD SchemeRates: 7.25 per cent (General), 7.75 per cent (Senior), Not specified (Super Senior)Effective: From April 10, 2025Scheme: Square Drive Deposit SchemeRates: 7.10 per cent (General), 7.60 per cent (Senior), 7.70 per cent (Super Senior)Effective: From May 5, 2025Scheme: IND SECURERates: 7.15 per cent (General), 7.65 per cent (Senior), 7.90 per cent (Super Senior)Valid Till: September 30, 2025Note: Tenure of all schemes is 444 days