Tag: credit score
Browse our exclusive articles!
Blockchain in personal loans: How it will redefine the future of lending | Mint
The banking industry cannot be an exception to what blockchain technology has already been doing to several industries. It will transform personal loans into...
RBI’s CIBIL score rules: A must-know guide for borrowers | Mint
Your creditworthiness is depicted by your CIBIL score, which is a three-digit figure normally ranging from 300 to 900. It is one of the...
Personal Loan Settlement: Everything you need to know before making a decision | Mint
People always resort to debt settlement when they are under pressure and want to break free from the vicious cycle of personal debt. It...
Credit score of 0 or -1: What does it mean and can you get a loan or credit card? | Mint
A credit score of 750 or higher is usually considered good for approving loan applications, provided the other eligibility criteria are fulfilled. However, some...
What is FOIR and how does it impact your personal loan approval? | Mint
Have you heard anything about FOIR (Fixed obligation to income ratio)? If you haven’t, it is better to understand it as it plays a...