Tag: credit scores

Don’t cut up that card yet! How closing a credit card can drag your credit score. Here’s how to minimise impact | Mint

Closing a credit card might seem like a simple and straightforward financial decision, especially if you are trying to cut down on unnecessary spending...

How students can build strong credit score: 5 practical tips to help you get easy loans, better credit cards | Mint

To lay the groundwork for future financial goals, students need to build a robust credit score. This helps them maintain a clean credit profile...

Free credit score check: You can download your report in minutes. Here’s a step-by-step guide | Mint

Maintaining a clean credit profile and a good credit score is essential for securing personal loans, credit cards and other similar credit instruments. Due...

5 smart ways to manage personal loan EMIs online: Track, pay, and optimise with secure digital tools | Mint

India’s personal loan market is projected to grow at a CAGR of 26.55% between FY2025 and FY2032, according to a report by Markets and...

Credit score vs Credit report: 5 key differences you need to know | Mint

In personal finance, the terms ‘credit report’ and ‘credit score’ are often used interchangeably, though they represent different concepts.Both serve as tools for assessing...

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