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What is a loan guarantor and how does it affect your credit score? | Mint

While applying for a personal loan, an individual has to fulfil various eligibility criteria. Some of these include age, income, credit score, debt-to-income (DTI)...

Why over 50% of urban poor in India still rely on informal credit systems? Find out | Mint

The reliance of urban poor households on informal credit systems remains a significant challenge in the journey toward financial inclusion. Despite advancements in formal...

How to build good credit as a student? Here are 5 key ways | Mint

As a student, managing finances can become tough sometimes. Building a credit score can help you get lowest interest rates while applying for loans....

Personal loans: Use EMI calculator to check monthly instalments across time durations | Mint

When you raise a personal loan, the first thing you want to do is to find out your equated monthly instalment or EMI. This...

How can you improve your credit score before applying for a new credit card? | Mint

Are you planning to apply for a new credit card but struggle to get a credit score good enough to procure a card?...

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